Waterfront Pool-Community Home in Bahia Lakes | Low HOA & New 2025 Roof. Welcome to this beautifully maintained Waterfront lot Ruskin FL 3-bedroom, 2-bath TURNKEY 3 bed home with lake view in the desirable Bahia Lakes community with recent updates including a NEW WATER HEATER in 2025 create a move-in ready home Tampa commute. $33/mo HOA, No CDD, FEMA Zone X (no mandatory flood insurance), and 2025 Roof/Water Heater making for lower monthly cost of living. This no CDD fee home in Hillsborough County offers an OPEN-concept floor plan with spacious living areas and a SPLIT-BEDROOM layout, this move-in-ready home is designed for comfortable Florida living. The kitchen overlooks the main living space with VIEWS to the lake and features ample cabinetry, a pantry and breakfast bar, making it ideal for entertaining and everyday life. A HOME INSPECTION WAS DONE and is available to the Buyer with a signed contract. SELLER OFFERING 10k to Buyer in Rate Buy Down credit or closing costs credit. Step outside to enjoy the NEW SCREENED PATIO with tranquil water views, perfect for morning coffee or evening relaxation. Conveniently located just minutes from shopping, dining, marinas, boat ramps, and waterfront parks, this home is also approximately a 5-minute drive to the beach, allowing you to enjoy the Florida coastal lifestyle with ease. Bahia Lakes residents enjoy access to community amenities including a pool, playground, and walking paths, with easy access to I-75, Tampa, Sarasota, and the Gulf Coast's beautiful beaches. Don't miss your opportunity to own this move-in-ready home in one of Ruskin's most sought-after communities!